Your guarantor for billing security. As a licensed financial institution and experienced pharmacy service provider, we deliver professional prescription settlement, pre-financing, and liquidity solutions with maximum data security.
Licensed Financial Institution (Freigestelltes Kreditinstitut) regulated by BaFin
Comprehensive prescription settlement and financial solutions tailored to pharmacies across Germany.
Professional and secure prescription billing (Rezeptabrechnung) for pharmacies. Complete, accurate processing of paper and e-prescriptions with maximum reliability and data security.
Improve your liquidity with fast pre-financing of prescription receivables. Receive your funds quickly instead of waiting for payer settlement cycles, keeping your cash flow stable.
Highly efficient processes for targeted pharmacy management (Betriebswirtschaft). Detailed evaluations, revenue analysis, and financial reporting to support your business decisions.
Reliable liquidity management for pharmacies. Predictable payment schedules, transparent settlement flows, and optimized cash flow so you can focus on your patients.
Access your settlement data anytime, anywhere. Our secure ApoOnline portal gives you real-time insight into your prescriptions, evaluations, and payment status around the clock.
Expert advisory for pharmacy owners. Whether online, on-site at your pharmacy, or at one of our 14 branch offices, our specialists support your financial and business decisions.
Four simple steps to secure, reliable prescription settlement
Contact us via phone, email, or consultation form. Our specialists assess your pharmacy's needs and recommend the right settlement and financing solutions.
We set up your account and integrate our settlement processes into your pharmacy workflow. Secure data transfer and access to the ApoOnline portal are configured.
Submit your paper and e-prescriptions through our secure channels. We handle complete, accurate processing and settlement with the relevant payers.
Benefit from fast, reliable payouts and detailed reporting. Track everything transparently in ApoOnline and enjoy stable, predictable liquidity.
Your trusted financial partner for prescription settlement
Licensed as freigestelltes Kreditinstitut (BaFin-ID 10123794, Bak Nr. 123794). Your settlement and financial transactions are secured by German regulatory oversight and compliance.
Prescription settlement is a matter of trust. We guarantee the highest standards of data protection and security throughout the entire settlement process.
As an experienced pharmacy service provider, we understand the daily challenges of running a pharmacy. Our solutions are built specifically for the needs of pharmacists.
Complete settlement, reliable performance. Count on accurate processing, fast payouts, and dependable service that keeps your pharmacy's finances stable.
What pharmacy owners across Germany say about us
"DRZ handles our prescription settlement flawlessly. The processing is accurate, payouts are fast, and their data security gives us complete peace of mind."
"The prescription pre-financing has transformed our cash flow. Instead of waiting weeks, we now have stable liquidity to run our pharmacy smoothly."
"The ApoOnline portal is fantastic. I can check my settlement data and payment status anytime, from anywhere. Complete transparency at my fingertips."
"BaFin regulation was decisive for us. Knowing our finances are handled by a licensed institution gives us the confidence to focus fully on our patients."
"The business management evaluations help me steer my pharmacy strategically. The reporting is clear, detailed, and genuinely useful for decision-making."
"Their on-site consulting is exceptional. The team visited our pharmacy, understood our needs, and delivered a tailored settlement solution. Highly recommended."
"The transition to e-prescription settlement was seamless with DRZ. They guided us through every step and everything worked perfectly from day one."
Everything you need to know about our services
Digitales Rezept Zentrum GmbH (DRZ) is a licensed financial institution (freigestelltes Kreditinstitut) and experienced pharmacy service provider. We offer secure prescription settlement (Rezeptabrechnung), prescription pre-financing, liquidity and cash flow solutions, pharmacy business management, the ApoOnline data portal, and financial consulting tailored specifically to pharmacies.
We are licensed and regulated by the German Federal Financial Supervisory Authority (BaFin, ID: 10123794, Bak Nr. 123794). This means your settlement and financial transactions are subject to strict regulatory oversight, compliance standards, and security requirements. BaFin regulation provides maximum transparency, reliability, and legal protection for your pharmacy.
Yes. We process both traditional paper prescriptions and digital e-prescriptions (E-Rezept) completely and accurately. Our systems are fully equipped for the digital prescription era, ensuring seamless settlement regardless of prescription format.
Instead of waiting for standard payer settlement cycles, our pre-financing service advances the value of your submitted prescription receivables quickly. This keeps your cash flow stable and predictable, giving you the working capital to manage inventory, staff, and daily operations without delays.
Simply contact us via the consultation form on this page, call +49 8151 4442686, or email [email protected]. We'll arrange a free consultation — online, on-site at your pharmacy, or at one of our 14 branch offices — to understand your needs and recommend the best solution. Onboarding is smooth and designed to fit seamlessly into your pharmacy workflow.
Have questions or need consultation? Fill out the form and our team will get back to you within 24 hours.
Münchner Straße 15
82319 Starnberg, Deutschland
BaFin-ID: 10123794
Bak Nr.: 123794
Your request has been received. Our team will contact you within 24 hours.